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Sample — report of 23 Oct 2026

Daily report · 23 Oct 2026

15,970 pools screened, 124 passed every rule. These 12 made the report: up to five per category, Low risk first, then highest APY.

Screened
15,970
Eliminated
15,846
Top reason: TVL under $50M
Passed
124
0.8% pass rate
In this report
12
Across 3 categories

Stablecoins: 103 pools passed. The top five are ranked below.

  1. 1

    USD1

    Dolomite · Ethereum

    80LowOpen protocol site(opens in a new tab)Pool page
    Total APY8.14%
    Down 0.20 pp7d
    Base 3.81%Reward 4.33%
    30-day average
    7.92%
    TVL
    $317.5MUp 4.7%7d
    Measured APY, 30d
    2.93%
    APY, last 90 days

    Points deducted

    • Measured APY below reported−10
    • Mostly incentive rewards−10
    Withdrawal (simulated)
    Instant
    Measured APY (30d)
    2.93% vs 3.81% reported base
    Known audits
    2 on record
    Protocol tracked for
    4.0 years
    Top 10 holders own
    0.03%
    APY from incentives
    53%
    Security incidents
    None on record
    View audit report
  2. 2

    USDC

    Pareto Credit · Ethereum

    85LowOpen protocol site(opens in a new tab)Pool page
    Total APY8.06%
    Unchanged7d
    Base 8.06%Reward 0.00%
    30-day average
    8.00%
    TVL
    $131.5MUp 2.9%7d
    Measured APY, 30d
    —
    APY, last 90 days

    Points deducted

    • Withdrawal not verified−5
    • Concentrated holders−10
    Withdrawal (simulated)
    Not verified
    Measured APY (30d)
    Not verified
    Known audits
    2 on record
    Protocol tracked for
    1.3 years
    Top 10 holders own
    97%
    APY from incentives
    0%
    Security incidents
    None on record
    View audit report
  3. 3

    STEAKUSDG

    Morpho Blue · Robinhood Chain

    100LowOpen protocol site(opens in a new tab)Pool page
    Total APY7.18%
    Down 0.17 pp7d
    Base 3.98%Reward 3.21%
    30-day average
    7.01%
    TVL
    $541.0MUp 2.8%7d
    Measured APY, 30d
    3.90%
    APY, last 88 days

    Points deducted

    No scored risk factors found. A score of 100 does not mean the pool is risk-free.

    Withdrawal (simulated)
    Instant
    Measured APY (30d)
    3.90% vs 3.98% reported base
    Known audits
    2 on record
    Protocol tracked for
    2.8 years
    Top 10 holders own
    13%
    APY from incentives
    42%
    Security incidents
    None on record
    View audit report
  4. 4

    USD3

    3Jane Lending · Ethereum

    90LowOpen protocol site(opens in a new tab)Pool page
    Total APY6.73%
    Up 0.04 pp7d
    Base 6.73%Reward 0.00%
    30-day average
    6.66%
    TVL
    $92.2MDown 1.0%7d
    Measured APY, 30d
    6.66%
    APY, last 90 days

    Points deducted

    • Concentrated holders−5
    • TVL under $100M−5
    Withdrawal (simulated)
    Instant
    Measured APY (30d)
    6.66% vs 6.73% reported base
    Known audits
    2 on record
    Protocol tracked for
    1.1 years
    Top 10 holders own
    89%
    APY from incentives
    0%
    Security incidents
    None on record
    View audit report
  5. 5

    USDC

    Dolomite · Ethereum

    90LowOpen protocol site(opens in a new tab)Pool page
    Total APY6.45%
    Down 0.68 pp7d
    Base 3.06%Reward 3.39%
    30-day average
    7.19%
    TVL
    $144.2MUp 1.2%7d
    Measured APY, 30d
    3.22%
    APY, last 90 days

    Points deducted

    • Mostly incentive rewards−10
    Withdrawal (simulated)
    Instant
    Measured APY (30d)
    3.22% vs 3.06% reported base
    Known audits
    2 on record
    Protocol tracked for
    4.0 years
    Top 10 holders own
    0.19%
    APY from incentives
    53%
    Security incidents
    None on record
    View audit report

How this report was built

Every pool in the snapshot must pass eight hard rules before it is scored. Pools that pass start at 100 and lose points for each risk factor. Up to five per category make the report, Low risk first, then highest APY.

Why 15,846 pools were removed

  • TVL under $50M15,67398.9%
  • Not a stablecoin, BTC, ETH or XRP pool910.6%
  • APY below 1%680.4%
  • No audit and TVL under $100M80.1%
  • Recent or large hack20.0%
  • Withdrawals blocked20.0%
  • Risk score below 5020.0%

Score starts at 100 and loses points for each watch point. Pools with impermanent-loss exposure, a recent or large hack, blocked withdrawals, no audit under $100M TVL, or an APY that fails measurement are removed before scoring. Data: on-chain sources and independent data providers.

Not financial advice. APY is variable and changes after publication. Digital assets can lose value.

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